eCommerce: Withdrawing Funds from Paypal

While PayPal offers an seamless checkout experience for your customers, they also provide merchants with easy options for withdrawing funds. Use any one of the following methods after a customer checks out using PayPal.

Remember that you can also just spend the money from PayPal account when buying something – just select PayPal as your payment option.

Bank transfer

Forwarding funds directly to your bank account is the most popular way to withdraw money from PayPal.

You need to have a confirmed bank account to withdraw money. Read how to confirm your bank account with PayPal.

Here are the steps to get the money to your bank account:

  1. Log in to your PayPal account.
  2. Enter the amount you want to withdraw.
  3. Select the bank account to receive the money.
  4. PayPal transfers the amount from your PayPal balance to your bank account.

The minimum you can withdraw is $1.00 USD. Make sure that the name registered on your PayPal account matches the name on your bank account.

There is no fee and transfer time is one business day. Please note that it can take your bank some more time to process the money.

Visa and MasterCard Debit & Prepaid Cards

Sending funds from PayPal to your debit or prepaid card takes about 30 minutes. There is a $0.25 fee for this service, though additional currency conversion rates may apply when withdrawing from another currency. Here are the steps to withdraw money to your card:

  1. Log in to your PayPal account.
  2. Enter the amount you want to withdraw.
  3. Cards that you can use for this withdrawal are shown in the To drop-down.
  4. Select the card to receive the money.
  5. PayPal transfers the amount from your PayPal balance to the account associated with the card.
All transfers are reviewed by PayPal and can be delayed or stopped if they identify an issue.

PayPal Debit MasterCard

PayPal recommends using their PayPal Debit MasterCard as the fastest way to withdraw money. With PayPal’s Debit MasterCard you can withdraw cash from most ATMs.

PayPal Debit MasterCard is only available for customers from the US.

Select Checking Account when withdrawing money from an ATM. You can withdraw up to $400.00 USD from your PayPal account from an ATM each day. Additional ATM fees may apply.


PayPal also offers the option to receive your funds by check. While customers in the United States usually receive checks within 1-2 weeks, other countries may take up to 6 weeks to receive a check. The fee is $1.50 for each issued check.

Here are the steps to get a check:

  1. Log in to your PayPal account.
  2. Click Transfer Money under your balance
  3. Select Request a check by mail instead.